How The ‘House Then The Car’ Is Changing Black Homeownership

When he became president of NAREB a year ago, Donnell Williams found that Black millennials with incomes over $100,000 are not purchasing homes. Here’s what he did to shift their perspective on homeownership.

Despite expectations that Black homeownership would fare poorly during the pandemic, the Black rate increased by three full percentage points in the second quarter, more than either the white or the national rate.

Many factors contributed to the surge. One is a new initiative launched last October by the National Association of Real Estate Brokers (NAREB) to change how many younger African Americans view homeownership.

The program is called the “House Then The Car” (HTTC), and it targets the 1.7 million American millennials and Generation Xers who make over $100,000 a year and are homebuyer-ready but still rent.

High debt-to-income ratios

Buying an expensive car on a moderate income before buying a house can raise a first-time

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How COVID-19 is changing the design of a Florida condo because of buyers’ desires

MIAMI — The pandemic has changed condo buyers’ wish lists. The Four Seasons took note.



a large room: The Miami-based developer Fort Partners is altering the design of its Four Seasons Private Residences Fort Lauderdale.


© Four Seasons Hotel and Private R/Four Seasons Hotel and Private R/TNS
The Miami-based developer Fort Partners is altering the design of its Four Seasons Private Residences Fort Lauderdale.

The Miami-based developer Fort Partners is altering the design of its Four Seasons Private Residences Fort Lauderdale, Louise Sunshine said, strategic adviser to Fort Partners. Several upgrades are in the works: high-efficiency particulate air, or HEPA, filters; UV lighting in elevators; a Tensui water filtration system; stronger WiFi connection in each unit; wardrobe-sized lockboxes for each unit’s deliveries; and Retina and face-recognition technology for access throughout the building and into each residence.



a view of a city: The Miami-based developer Fort Partners is altering the design of its Four Seasons Private Residences Fort Lauderdale.


© Dreamstime/Dreamstime/TNS
The Miami-based developer Fort Partners is altering the design of its Four Seasons Private Residences Fort Lauderdale.

The 22-story tower will deliver 148 hotel rooms and 83 condo units at 525 N.

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Florida man charged with changing governor’s voting address

FORT LAUDERDALE, Fla. (AP) — Florida Gov. Ron DeSantis couldn’t initially cast his ballot this week because someone changed his address online, a snafu that resulted in a suspect’s arrest on felony charges and raised questions about the security of the state’s online registration system.



Florida Gov. Ron DeSantis speaks before President Donald Trump at a campaign rally in Pensacola, Fla., Friday, Oct. 23, 2020. (AP Photo/Gerald Herbert)


© Provided by Associated Press
Florida Gov. Ron DeSantis speaks before President Donald Trump at a campaign rally in Pensacola, Fla., Friday, Oct. 23, 2020. (AP Photo/Gerald Herbert)

DeSantis went to an early voting site in Tallahassee on Monday to cast his ballot, but was told his address had been changed from the governor’s mansion to 2185 Pretty Lane, a small apartment complex in West Palm Beach, 420 miles (675 kilometers) away.

He contacted the Florida Department of Law Enforcement, which determined the record had been changed online from a house in Naples, Florida.

The FDLE says in court records filed in Collier County

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Los Angeles Top Rated Pavers Contractor Can Revitalize Your Home by Changing Your Outdoor Space

10/26/2020, Encino // KISSPR //

Eminent Pavers is a top pavers installer – Specializing in the design and installation of high quality paving stones for driveway, patios, walkways and pool decks.

Los Angeles, CA —  With indefinite extensions on lockdown restrictions in many jurisdictions, the home is quickly becoming an even more important part of American life. While we used to split our time between our homes, our workplaces, and our favorite hang-out spots in the Los Angeles area, we are now bound almost exclusively to our homes by concerns of worsening the spread of the virus.  

For many of us, our homes are no longer a place of peace to return to after a stressful day of work — they are infused with the stress of the office, too. 

In Southern California, we have an advantage that most of the country doesn’t: the fall season comes with pleasant, warm

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Real-time payments are changing gig-economy, real estate payments at small banks

Two smaller banks with strikingly different roots — a startup financial institution in Irvine, Calif., and a century-old Missouri-based bank — are seeing similar trends emerge around demand for real-time payments.

Newer real estate and gig economy companies are most interested in real-time payments, while traditional corporations take a bit longer to explore use cases, according to two banks that were among the first to adopt RTP through FIS’ banking platform.

Data about faster payments demand and usage at small and midsize banks is trickling in as FIS completes the first phase of RTP implementations via The Clearing House (TCH) network, three years after the nation’s largest banks (which collectively own TCH) launched the service.

Smaller financial institutions uninterested in RTP may wait up to three or four years for the Federal Reserve’s proposed FedNow instant-payments solution to launch, and neither Nano Banc nor First Bank wanted to wait that

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Los Angeles Top Rated Pavers Contractor Eminent Construction Can Revitalize Your Home by Changing Your Outdoor Space

Address: 5805 White Oak Ave Ste 18555, Encino, CA 91416

EMINENT PAVERS - LOS ANGELES TOP RATED PAVERS CONTRACTOR
EMINENT PAVERS – LOS ANGELES TOP RATED PAVERS CONTRACTOR
EMINENT PAVERS – LOS ANGELES TOP RATED PAVERS CONTRACTOR

eminentpavers-service-location

Small family-owned Southern California Paving Stone Contractor serving the Los Angeles, San Fernando Valley, and Ventura areas
Small family-owned Southern California Paving Stone Contractor serving the Los Angeles, San Fernando Valley, and Ventura areas
Small family-owned Southern California Paving Stone Contractor serving the Los Angeles, San Fernando Valley, and Ventura areas

Los Angeles, CA, Oct. 25, 2020 (GLOBE NEWSWIRE) — Eminent Pavers is a top pavers installer – Specializing in the design and installation of high quality paving stones for driveway, patios, walkways and pool decks.

Los Angeles, CA —  With indefinite extensions on lockdown restrictions in many jurisdictions, the home is quickly becoming an even more important part of American life. While we used to split our time between our homes, our workplaces, and our favorite hang-out spots in the Los Angeles area, we are now bound

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Los Angeles Top Rated Pavers Contractor Eminent Construction Can Revitalize Your Home by Changing Your Outdoor Space – Press Release

Los Angeles, CA, Oct. 25, 2020 (GLOBE NEWSWIRE) — Eminent Pavers is a top pavers installer – Specializing in the design and installation of high quality paving stones for driveway, patios, walkways and pool decks.

Los Angeles, CA —  With indefinite extensions on lockdown restrictions in many jurisdictions, the home is quickly becoming an even more important part of American life. While we used to split our time between our homes, our workplaces, and our favorite hang-out spots in the Los Angeles area, we are now bound almost exclusively to our homes by concerns of worsening the spread of the virus.  

For many of us, our homes are no longer a place of peace to return to after a stressful day of work — they are infused with the stress of the office, too. 

In Southern California, we have an advantage that most of the country doesn’t: the fall season

Read More

How COVID is changing the design of a Fort Lauderdale condo because of buyers’ desires

The pandemic has changed condo buyers’ wish lists. The Four Seasons took note.

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The Miami-based developer Fort Partners is altering the design of its Four Seasons Private Residences Fort Lauderdale, Louise Sunshine said, strategic advisor to Fort Partners. Several upgrades are in the works: high-efficiency particulate air, or HEPA, filters; UV lighting in elevators; a Tensui water filtration system; stronger WiFi connection in each unit; wardrobe-sized lockboxes for each unit’s deliveries; and Retina and face-recognition technology for access throughout the building and into each residence.

The 22-story tower will deliver 148 hotel rooms and 83 condo units at 525 N. Fort Lauderdale Beach Blvd. The sales team sold 70% of residences since launching sales two years ago, Sunshine said. Twenty-five units remain with prices ranging from $2.685 million for a 1,458-square-foot one-bedroom, two-bathroom unit to the 22,000-square-foot, five-bedroom, six-bathroom rooftop penthouse for $35 million.

The development is anticipated

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Covid and a Crowd of Startups Are Forever Changing How Americans Buy Cars

(Bloomberg) — Even before the pandemic, Laura Ratliff hated car shopping. She was hunting for a well-worn, yet dependable, Toyota SUV, but the options didn’t much impress her. When she got to a certain point with a model or two, they failed inspections with her mechanic. It didn’t help that the dealers she met fit the stereotype—unctuous and inspiring zero trust. She peeked at some listings on Craigslist, too, but those sellers were sketchier still.

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By May, as the Brooklyn, N.Y.-resident found herself in the epicenter of the virus outbreak in the U.S., she gave up the search. As a travel writer, Ratliff is often on the go, but for the time being, staying put seemed the best option. Her two dogs would be happy enough with their daily walks in Fort Greene Park rather than sprawling acres upstate.

Then she noticed a post on Instagram, from a

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